Check Services

Check Conversion Solutions: INTEGRAL Merchant's Payliance program offers a wide variety of paper check conversion solutions that enable the deposit of funds without driving to the bank or paying for an armored car pick-up.

• Check Conversion by Mail: If you accept checks via mail or lockbox, our solution enables you to deposit 100 percent of your checks without driving to the bank.

• Back Office Conversion: This solution is an ideal way to convert checks to an electronic deposit without the expense and hassle of placing a check imager in each lane — while still reaping the benefits of electronic check conversion.

• Check Conversion at Purchase: With this solution, you can accept paper checks and convert them to an electronic deposit quickly and efficiently – right at the point-of-sale – eliminating paper deposits (and their associated fees) and improving cash flow.

• Check 21 Conversion: Check 21 Conversion converts any type of paper check (personal, business, payroll, money orders, etc.) into an image file and presents an image of the front and back of the check to the depository bank for deposit.

• ICL Check Truncation: Designed for clients that have a higher than average return rate, Integral Merchant Group's Payliance ICL Check Truncation product processes all types of check transactions. Take orders on your Web site, over the telephone or through the mail and truncate them into an electronic deposit.

ePayment Solutions: As a leader in the payments industry, Payliance offers several electronic payment solutions that have been developed to fit your business needs — whether you are running a fitness club, a utilities company or an online retail establishment.

• Planned Payments: Using Planned Payments, your customers can choose to have electronic debits withdrawn from their checking account on a recurring schedule.

• Payments by Web: Our Payments by Web solution is cost-efficient, streamlined and error-free. Payments by Web can be easily integrated into your Web site and online shopping cart, and is more cost effective than a credit or debit card payment.

• Payments by Phone: Created for efficiency, the Payments by Phone solution is Web-based and requires no additional hardware or software.

Bundle Payment Processing: Bundle Payment Processing is a processing solution for companies that receive electronic return files via a gateway, secondary provider or financial institution.

Online Payment Gateway: If you have high speed Internet access, the INTEEGRAL Merchant Group's Payliance online gateway allows you to accept payments and orders 24/7 through your Web site, at your point of purchase, over the telephone, and through the mail.